Basic Investment Advisory Program

About the Program

The Basic Investment Advisory Program is designed to give clients personal investment advice, through one of our knowledgeable Investment Consultants, at a low annual fee. It provides basic investment advice – nothing more, nothing less - for your portfolio at Bagby Wealth Management.

Who Should Use this Program

This program is ideal for someone who wants limited, basic investment advice, but doesn’t need financial advice or financial planning (those services are available through other programs). It is perfect for someone who is on the run and doesn’t want to spend much time thinking or worrying about their investments. Most of the communication with your Investment Consultant will be electronic, and your advisory fee payments will be debited directly from the investment account.

What to Expect

During the initial meeting, the Investment Consultant will ask you many detailed questions to help determine your personal investment goals and risk tolerance level. You will complete a suitability and risk tolerance questionnaire in order to determine what investments will be most appropriate.

Your Investment Consultant will recommend a portfolio that matches your risk tolerance and investment return goals. Your consultant may recommend a strategic investment strategy (also known as a “buy and hold” approach) or a tactical investment strategy - it’s all tailored to you. As a client, you will have access to world class institutional investment managers through outside custodial programs, and your portfolio will be automatically rebalanced when your portfolio’s asset allocation is out of balance.
We work hard to make sure you are kept up-to-date with your investments. You will receive monthly or quarterly account statements and quarterly performance reports. You will also have online access to statements and accounts. Your consultant may send you market updates and material for informational purposes.

Clients with this program will have three quarterly telephone call updates with their Investment Consultant and an annual review meeting as well. Bagby Wealth Management also hosts three quarterly investors’ update meetings and one annual client appreciation event. You are invited and encouraged to attend each of these events, and they will count as your quarterly contact with your consultant so you don’t have to set up a separate appointment. If market conditions warrant, your Investment Consultant will contact you between updates and meetings.

Keep in mind that this is a brief summary of our program. If you are interested in this program, please feel free to ask us for the details. We will be happy to answer your questions and provide you with more information.

Fee Schedule*Individual Account Size Annual Fee$0 to $ 4,999,999.99 1.00%$5,000,000 and above 0.50%

*One quarter of the annual fee will be deducted from the investment account every 3 months.

Past performance is no guarantee of future results and current performance may be lower or higher than the performance data quoted.

All investments involve different degrees of risk. Clients should be aware of their risk tolerance level and financial situation at all times. Clients should read all transaction confirmations, and monthly and yearly statements sent to them. In applicable programs, clients should read all prospectuses carefully before making any investment decisions.

Clients are free at all times to accept or reject any investment recommendations made by Bagby Wealth Management.

Please understand that any losses are attributed to market forces beyond the control of Bagby Wealth Management.