Our Firm Is Your Advantage As a Registered Investment Advisory* (RIA) firm, we focus solely on serving your needs and acting in your best interest**. This provides you with the confidence you seek to pursue financial independence on your terms.We have no proprietary products, cross-sell quotas or home-office directives that may lead to conflicts of interest. However, if we have a conflict of interest, or potential conflict of interest, we will inform you of it.We have no parent company or shareholders.We simply spend our time developing customized strategies for the unique challenges you face.*Note that registration with the state of Missouri, Kansas or any other state as an investment advisor does not imply a certain level of training or skill.**Objective fee-based investment advice and wealth management services constitute over 99% of our revenue generated. Less than 1% of our revenue comes from commissioned products through an affiliated company, Bagby Financial Services, Inc. The 1% is generated, on occasion, when our advisors write a life insurance policy or use another commissionable product for a client through this affiliated company.Unlike some advisors who earn commissions on sales of investment products, we almost exclusively offer fee-based investment and wealth management services*. In this way, your financial consultant's compensation is ultimately based on the performance of your investments. As your investments increase in value, so will your consultant's compensation. We believe this approach puts the incentive where it belongs - on the long-term performance of your investments.