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Strategic Investment Management

The Strategic Investment Management Program (SIM) employs a traditional “buy and hold” approach to investing. The portfolios are selected by the Strategic Investment Management Committee. The committee was established to provide this service and consists of the Wealth Advisor’s from Bagby Wealth Management’s team of professionals. The SIM Committee makes the decisions on each of the SIM portfolio’s asset allocations, major asset classes and investment vehicles as well as making adjustments to portfolios or rebalancing the investments when necessary. These preselected portfolios are made available to all investors in the SIM program. After your Investment Consultant has interviewed you, he or she will recommend a portfolio for you. You make the decision and we will place the investments in your account.

The purpose of SIM is:

  1. Reduce fees by using low cost exchange traded funds (ETFs) that will mirror the performance of their related index.
  2. Eliminate 12b-1 fees and commissions altogether.
  3. Use ETFs, based upon very broad indexes, which are properly allocated for the investor’s risk/reward preference.
  4. Provide liquidity. ETFs can be sold anytime during regular trading hours and proceeds will be delivered within 3 business days.

Who Should Use this Program

If you are a young, first time investor and want to have some help setting up the right investment plan, this may be for you. It’s for investors that simply prefer a low cost, “buy and hold” approach. SIM clients can switch into the more actively managed Tactical Investment Management program at any time.

If you are interested in this program, please feel free to ask us for the details. We will be happy to answer your questions and provide you with more information.

Past performance is no guarantee of future results, and current performance may be lower or higher than the performance data quoted.

All investments involve different degrees of risk. Clients should be aware of their risk tolerance level and financial situation at all times. Clients should read all transaction confirmations, and monthly and yearly statements sent to them. In applicable programs, clients should read all prospectuses carefully before making any investment decisions.

Clients are free at all times to accept or reject any investment recommendations made by Bagby Wealth Management.

Please understand that any losses are attributed to market forces beyond the control of Bagby Wealth Management.