Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. Questions to Consider When Buying a Vacation Home Doing your research is key before buying a vacation home. Prevent a Rift: Money Tips for Newlyweds Couples may be able to head off many of the problems in a marriage that money can cause.